Attention homeowners in Hainesport and Burlington County: Need an appraisal?

See the top reasons NJ homeowners need O'Hara Appraisals:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge a NJ property tax assessment
Remove PMI to cut a mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in Burlington County or the state of NJ

Do you own a house in or near Hainesport? Do you need help determining the value of your real estate?
Contact O'Hara Appraisals.

We at O'Hara Appraisals understand the individual needs of a consumer after appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. Being a regular consumer that most likely doesn't see an appraisal on a regular basis,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to cancel PMI

A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We're qualified in helping clients just like you abolish unwanted and unneeded PMI insurance.

Challenging Burlington county's assessment of your property

If you live in a local area that is going down or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an appraisal report from O'Hara Appraisals is your perfect weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be inconvenient from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. O'Hara Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd wish to have a seasoned professional double-check it for efficiency or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.